CHWC stabilizes, revitalizes and reinvests in our neighborhoods through improved housing and other quality of life improvements. We provide individuals and families the opportunity to achieve the “American Dream” by providing high quality, affordable housing choices, because it is our belief everyone should have a chance to own their own home.
Building and rehabbing homes is just a part of CHWC’s mission, however. We strive to be a “one-stop-shop” for new homeowners. We offer complimentary homebuyer education, downpayment assistance, and many other helpful resources.
Our 3 Areas of Focus Are:
- Affordable Housing Development
- Homeownership Promotion and Preservation
- Community Building and Organzing
CHWC traces its roots to a social welfare outreach of the Archdiocese of Kansas City, Kansas created in 1998 entitled Catholic Housing of Wyandotte County. In 2002, Catholic Housing merged with Neighborhood Housing Services of Kansas City, Kansas to become CHWC; thereby expanding its service territories and expanding its reach in the community.
CHWC focuses our work on seven urban core neighborhoods of Kansas City, KS. However, when invited, CHWC works in other Wyandotte County neighborhoods. We also provide housing services and resources to all Wyandotte County residents such as Homebuyer Education, Counseling and Minor Home Repair services.
Our Primary Service Area:
- St. Peter/Waterway
- St. Joseph/St. Benedict
- Strawberry Hill
Urban Redevelopment Initiative
CHWC’s Urban Redevelopment Initiative is a holistic approach to community redevelopment. This initiative includes new and rehabilitated housing, community building and organizing, and homeownership promotion and preservation. CHWC understands that both the physical and social capital of any neighborhood needs to be equally strong in order to create sustainable and long term change. This focused approach to redeveloping the community allows CHWC to achieve its vision of Kansas City, Kansas/Wyandotte County as a diverse and vibrant community welcoming families with housing, employment, educational and economic opportunities, making our neighborhoods a community where people are proud to live.. CHWC’s program goals are as follows:
CHWC’s approach to affordable housing is twofold: build new homes and rehab existing homes to revive our neighborhoods. Creating opportunities for home ownership is the goal of all CHWC activities. In addition to over 160 homes sold to new home owners since its inception, CHWC has served the community by providing critical homeowner assistance, such as one-on-one credit counseling and financial literacy training, as well as assistance in obtaining down-payment assistance grants, and closing costs for our families.
CHWC provides homes that are affordable for the working families of the community, allowing them to achieve the dream of homeownership and have the ability to build wealth, not debt. Approximately 60% of CHWC homes are sold to families earning below 80% of area median income, families who otherwise would not have the opportunity to secure the future of their family with homeownership. It is, however, critical to create a balance in each neighborhood of both affordable and market rate homes to create income diversity that will support long-term sustainability. History has shown that a concentration of poverty will not lead to sustainable change, and with that lesson CHWC looks to create mixed-income neighborhoods throughout the urban core via its many housing development projects.
Home-Ownership Preservation and Promotion
To support the new homeowners, CHWC also provides financial literacy education and credit counseling. CHWC’s staff provides potential new homeowners with one on one financial literacy education, credit repair, budget advice, mortgage product comparison and researching available grants. CHWC staff assists the new homeowner through any credit issues with one-on-one credit counseling and works with them to ensure that they are ready to purchase a home. Our staff provides assistance throughout the process until the homebuyer is in a position to successfully purchase a home. CHWC is part of NeighborWorks America’s Full Cycle Homeownership Program which is a six-step process for potential homeowners to complete to ensure readiness to own a home. Furthermore, we are a HUD (Dept. of Housing and Urban Development).
Community Building and Organizing
The development of the social capital of any neighborhood is an essential element to its ongoing success. CHWC understands that neighborhoods are not merely the buildings and homes; they are the people, the residents. Our urban core neighborhoods have been neglected and forgotten for many years. The residents of our neighborhoods need to know that they have a voice, they can make a difference, and that they have power to create change. CHWC offers residents assistance to organize, identify what their needs and areas of concern are, and then work to find solutions to address those.