Do you qualify?*

You should apply after you have received a pre-approval letter from your lender and have an approximate closing date.

We recommend that you complete your application process at least 30 days before your scheduled closing date, and complete your approval within 90 days of your closing date.

Remember, filling out a request form doesn't mean you will be approved for a grant, but is just the first step in the application process.

You can get started by filling out the request form.

Make sure to collect all the required documentation.

Then, schedule an appointment to bring in your supporting documentation and meet with a counselor. The counselor will help determine if you are qualified.

Please remember that your application process cannot be completed without the supporting documentation. Completing the application process doesn't guarantee that you will be approved for a grant.

No, before we can begin processing your application, CHWC needs a loan estimate from your lender.

If you haven't yet started the process of buying a home, we have counselors available to support and guide you through the process. Request an appointment here to get started.

No, you will need to have your home of choice selected before you can start the application process.

Not sure where to start? CHWC offers homeownership counseling and coaching to guide and support you through the home buying process. Request an appointment here to get started.

The application process takes at least 2 weeks and up to 3 weeks once you have met with our housing counselor. Read the full how-to.

We ask that you apply once you have received a pre-approval letter and have an approximate closing date.

You must submit a completed application no later than 30 days before your scheduled closing date, and your approval must be within 90 days of your closing date.

We recommend submitting a completed application as close to 30 days prior to closing as possible. Filling out an application does not guarantee grant approval.

Yes. You are required to meet with our housing counselor for your pre-approval qualification. Bring your completed request form and supporting documents.

To avoid delaying your application process, please make sure you have all of the documents needed! 

Request an appointment here to get started.

Below is a list of the requested documents, see the application packet for a full list. 

Needed Documents: 

• A copy of each household member government approved ID  
• A copy of borrower(s) social security card or ITIN  
• A copy of Income qualifying documents 

• 2 full/complete month of the most recent (not more than 30 days old) paycheck stubs (must show year to date paid and employer) for all working household members 18 or older;  
•  Proofs of income Social Security, Pensions, Child Support/Alimony, Student grant payment (if applicable).  
• Filed income tax returns and W-2 for all working household members for the past 2 years 

• Signed CHWC’s certification of Applicants 
• CHWC’s intake packet  
• Verification of employment FHLB form (ONLY 1-4 items) (if applicable CHWC provides) 
• Zero income form for non-income earners 18 & older (if applicable CHWC provides) 
• CHWC real estate retention agreement (We will provide form during appointment) 

No, your home of choice does not have to be in Wyandotte County.

However, if your home is in Wyandotte County, we may be able to prioritize your application, as long as we also determine that you meet the other priority qualifications.

No, but if you do set up an appointment to pick up your application, you may not have to wait as long to pick up your application.

No, completing the application process does not guarantee that you will be approved for Down Payment Assistance. You will only be approved if we determine that you qualify.

Yes, it is great news that you are already ready to close on your home! However, if your closing date is coming up soon, you might have to postpone it. The review, approval, and closing process can take up to 3 weeks from the time you have met with a counselor and submitted your documents.

Please apply once you have received a pre-approval letter and have an approximate closing date. Complete your application process no more than 30 days before your scheduled closing date. Your approval must be within 90 days of your closing date.

We recommend completing your application process as close to 30 days prior to closing as possible. Completing the application process does not guarantee grant approval.  

Yes! AHP Down Payment Assistance stacks with other types of down payment and closing cost assistance, as long as there isn’t cash back to the homebuyer.

We suggest checking with your lender about if their programs will allow other financial assistance programs.

If you decide to sell your home 5 years or less after you buy it, you will have to pay back your Down Payment Assistance grant. This grant requires homebuyers to sign a 5-year real estate retention agreement at closing.  

We are prioritizing applications based on any of the three following criteria:  

Household income below 50% AMI:

• 1-4 people $51,250  
• 5-8 people $67,650 

Property: 

• Have three or more bedrooms OR  
• Be in Wyandotte County OR  
• Be on a donated lot 

Households with special needs: 

• Elderly (55 years or older) OR  
• Mentally or physically disabled OR  
• Recovering from physical, alcohol or drug abuse OR  
• Living with HIV/AIDS 

If you meet the basic qualifications, we will review your application. It may be placed on hold if we receive priority applications. Your housing counselor will give you a tentative date of approval.  

No, any lender can participate in this program. We recommend sharing our Tips for Lenders info sheet with your loan officer to facilitate the process!