Available Loans
Down Payment Loan
Haga clic aquí para leer esta información en Español.
This loan provides another option for prospective home buyers who need additional funds to put towards a down payment. If you haven't yet started the process of buying a home, click here to get started. You can also explore down payment assistance grants and closing cost assistance grants here.
Qualifications
- Not restricted to first time buyers*
- Owner-occupied principal residence
- Must complete homeownership education through CHWC
- Up to 120% of AMI for each respective household type
- Home must be within Wyandotte County
- Minimum 600 FICO score; Will accept alternate forms of credit in lieu of minimum score
Loan Details
- $10, 000 - $30,000
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2nd lien position only
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Amortization deferred 1 year
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15-year term**
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No penalty for pre-payment
* Cannot currently own a home
** Due in full upon sale or refinance
Home Repair & Improvement Loan
Haga clic aquí para leer esta información en Español.
This loan is great for homeowners who would like to make repairs or improvements to their home but need access to additional funds. You can also explore home repair and improvement grants here.
Qualifications
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Minimum 600 FICO score; Will accept alternate forms of credit in lieu of minimum score
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Must attend a home repair class through CHWC
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Must live in Wyandotte County
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Preferred: Live in a low-to-moderate income census tract (How do I know? Click here to find out which census tract you live in.)
Loan Details
- Up to $30,000
- Fixed rate
- Up to 10 years repayment
Questions about one of our loan products? Please contact LaToya Traylor, Loan Operations Manager at [email protected] or (913) 521-9210.