Through an Individual Development Account (IDA) at a participating bank, you may qualify for up to a 2-to-1 savings match to use towards your housing goals.
Do you qualify?
Current or future resident
of Wyandotte County
less than 200% of the federal poverty level (click here to check if you qualify)
Stay in program
at least 6 months and hit goal within 3 years
financial education course (click here for course list)
a minimum of $25 every month while in the program
How It Works
Our matched savings program is designed to help provide you with the resources to reach your housing goals, whether homeownership, home improvement, or making important repairs to your home.
Frequently Asked Questions (FAQ)
You can save up to $2,000 over the course of 6 months - 3 years, for a total 2-to-1 match of up to $4,000. If you saved the maximum of $2,000, you would be eligible for $4,000 matched savings for a total ending account balance of $6,000.
If you're in the program and need to pause making your monthly deposits, we can work with you depending on what your situation is. If you decide to permanently withdraw from the program before meeting your goal, all of the money you have deposited in your account will be returned to you.
If you want to make changes to your savings goal while you are in the program, meet with your housing counselor to discuss your options.