Homeowner Education

We enable families to achieve, preserve, and sustain their dream of homeownership by offering free and low-cost housing counseling financial education and purchase assistance

Get Started

  • Step 1: Create an account in our homeownership portal today to gain access to all our services!
  • Step 2: Schedule an appointment (through our portal) to share your goals with one of our housing counselors.
  • Step 3: Your housing counselor will help provide guidance as you take the steps to make your dream a reality!

Need help creating an account or making an appointment? We can help. Talk to us at (913) 342-7580 or [email protected]

What would you like to learn?

As a HUD approved counseling agency, CHWC has experienced staff to assist you with:

Pre-Purchase Counseling

Promoting homeownership in our communities is central to CHWC’s mission. To help prepare homebuyers for long-term homeownership, we offer one-on-one pre-purchase counseling. We can help you answer these questions and more:

  • Is homeownership right for me?
  • Why is my credit score important if I want to buy a home?
  • How can I build and maintain good credit?
  • How can I choose a home that meets my needs and financial goals?
  • How do I work with a loan officer and choose a mortgage?
  • What can I expect when paying closing costs/fees?
  • Do I need a real estate agent?
  • Is owner-to-owner purchase a good option for me?
  • Why do I need a home inspection, and how can I get the most out of it?

CHWC’s pre-purchase counseling covers the entire process of homeownership, from purchase to final disposition of the home. Services provided will be based on the client’s needs and circumstances.

Pre-Purchase Homebuyer Education Workshops

Do you have a lot of questions about becoming a homeowner and prefer to learn in a group? We offer pre-purchase classes at our office and selected community venues. All group education classes provided in a physical space use HUD-certified learning materials and are taught by CHWC Housing Counselors in conjunction with volunteer industry professionals.

Pre-purchase classes and workshops can help answer these questions and more:

  • Am I ready to become a homeowner?
  • How can I build and maintain good credit?
  • As a homeowner, what can I do to protect my investment through maintenance, repairs and energy efficiency?
  • What steps are involved in
  • What can I expect when paying closing costs/fees?
  • Is owner-to-owner purchase a good option for me?
  • Why do I need a home inspection, and how can I get the most out of it?

You can take this course at your own pace from the comfort of your own home. While we strongly encourage you to take homebuyer education in-person from a CHWC Housing Counselor, eHome America provides the best online homebuyer education available to you.

Financial Management / Budget Classes and Counseling

CHWC wants to help our neighbors build and maintain the financial capacity to meet their individual goals. We offer free financial literacy classes and one-on-one counseling to help answer these questions and more:

  • Am I spending money well?
  • Can I raise my income?
  • How do I build and maintain great credit?
  • How do I decide when to take on debt?
  • How do I pay down existing debt quickly?
  • How do I establish a budget that will help me meet my goals?
  • How do I plan ahead financially for future challenges?

Home Improvement and Rehabilitation Classes and Counseling

CHWC wants to empower homeowners to make the most out of their largest financial asset: their home. We offer classes, workshops, and referrals to answer these questions and more:

  • What are my rights and responsibilities as a homeowner?
  • What is an escrow fund and how do I manage it?
  • How should I budget for mortgage payments, home maintenance, and home repair?
  • When and how should I refinance?
  • What is home equity?
  • How do I conduct home improvement and rehabilitation?
  • Why and how should I ensure my home is as energy-efficient as possible?

Mortgage Delinquency and Default Resolution Counseling

If you’re facing difficult financial times, CHWC can help. We offer support and advice as you recover or build your financial capacity. Our housing counselors can help answer the following questions and more:

  • If I’m having trouble paying my mortgage, what are my options?
  • When does the foreclosure process start?
  • What happens during the foreclosure process?
  • What are the consequences of default and foreclosure?
  • How can I mitigate losses during a default and foreclosure?
  • How can I manage my budget and credit during difficult financial times?

Non-Delinquency Post-Purchase Workshops

CHWC recognizes that the foundation of sustainable homeownership is strong financial capacity. To help families build their financial capacity, we offer classes and counseling to answer these questions and more:

  • What are my personal financial goals, and how can I reach them?
  • How can I create a household budget to help meet my goals?
  • What are responsible uses of credit?
  • How can I reduce debt?
  • How can I increase my net worth?

Rental Counseling

If you are renting and have concerns or questions about your housing situation, CHWC wants to empower you to advocate for yourself. Through one-on-one counseling, we can help you answer these questions and more:

  • What is HUD and why do I need to know?
  • What other federal, state, and local rental assistance programs exist?
  • What are Fair Housing laws and why is it important for me to know them?
  • What are Landlord-Tenant laws and why is it important for me to know them?
  • How do I know if I qualify for Tax Credit Housing?
  • What do I need to know about lease terms and my rental agreement?
  • What is delinquency?
  • How can I budget for my rent payments?

Meet with a Housing Counselor